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Secured loans Secured loans
Unsecured loans Unsecured loans
Adverse credit loans Adverse credit loans
Debt Consolidation loans Debt consolidation loans
Bridging loans Bridging loans
Car loans Car loans

Fast, free, easy and with absolutely NO obligation

Short of time? Confused about anything? Please use our online enquiry form to contact us, our staff are ready to give you a hand.

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FAQs - Loans

How does get such great loans?

Because we are an internet based company, we cut down significantly on running costs, which in turn results in cheaper loans! And because we have high levels of applications each day, some lenders give us access to special rates unobtainable by the general pubic.

Where's the catch?

There isn't any! You fill in one form and we find your quotes from lenders all over the UK, once you have received the quote you are under no obligation whatsoever to go through with the loan.

What types of loans are available at 1Stop?

We broker both secured and unsecured loans for absolutley any purpose, cars, holidays, home improvements, consolidation...

How much can I borrow?

You can borrow any amount from £3,000 to £500,000 (secured) and repay it over any period from 3 to 25 years. Unsecured loans are available from £1,000 to £25,000, repayable over 3 to 10 years.

How long will it take to receive my loan?

Once we have your application form we aim to give you a Decision In Principle within 1 hour - subject to confirmation of your details. Your loan can be completed within less than 14 days and if you borrow more than £25,000 you could receive your cheque even quicker.

Can my payments be protected?

You can insure your payments so that you won't have to worry if you lose your job or you are off work through accident, sickness or unemployment. For more details, see our ‘Payment Insurance’ page.

Can I repay my loan back early?

You can repay the loan back at any time. The method of calculating the amount of money required on early redemption will be stated in the loan agreement.

Can I have a fixed rate?

Certainly! We have access to the majority of lenders currently operating in the UK. This means we will find the best deal for you, whether it’s a fixed or a variable rate loan.

Can I cancel the loan at anytime?

There is no obligation whatsoever. You are free to cancel your loan at any time up to completion without cost or penalty to you.


FAQs - If you've got a question we can help.

Calculators - how much will it cost? Let us do the hard work for you.

Quote - apply now to find out now how much you could be saving with 1 Stop Credit.

Tenants - please apply here for low cost loans and credit cards.

Obtain quotes from the following loan providers

Payment Insurance - find out about our payment protection and life assurance.



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Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
Written quotations available upon request. Licensed credit brokers.

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