How does 1stopcredit.co.uk get such great loans?

Because we are an internet based company, we cut down significantly on running costs, which in turn results in cheaper loans! And because we have high levels of applications each day, some lenders give us access to special rates unobtainable by the general pubic.

Where's the catch?

There isn't any! You fill in one form and we find your quotes from lenders all over the UK, once you have received the quote you are under no obligation whatsoever to go through with the loan.

What types of loans are available at 1Stop?

We broker both secured and unsecured loans for absolutley any purpose, cars, holidays, home improvements, consolidation...

How much can I borrow?

You can borrow any amount from £3,000 to £500,000 (secured) and repay it over any period from 3 to 25 years. Unsecured loans are available from £1,000 to £25,000, repayable over 3 to 10 years.

How long will it take to receive my loan?

Once we have your application form we aim to give you a Decision In Principle within 1 hour - subject to confirmation of your details. Your loan can be completed within less than 14 days and if you borrow more than £25,000 you could receive your cheque even quicker.

Can my payments be protected?

You can insure your payments so that you won't have to worry if you lose your job or you are off work through accident, sickness or unemployment. For more details, see our ‘Payment Insurance’ page.

Can I repay my loan back early?

You can repay the loan back at any time. The method of calculating the amount of money required on early redemption will be stated in the loan agreement.

Can I have a fixed rate?

Certainly! We have access to the majority of lenders currently operating in the UK. This means we will find the best deal for you, whether it’s a fixed or a variable rate loan.

Can I cancel the loan at anytime?

There is no obligation whatsoever. You are free to cancel your loan at any time up to completion without cost or penalty to you.