does 1stopcredit.co.uk get such great loans?
Because we are an internet based
company, we cut down significantly on running costs, which in turn
results in cheaper loans! And because we have high levels of applications
each day, some lenders give us access to special rates unobtainable
by the general pubic.
There isn't any! You fill in one
form and we find your quotes from lenders all over the UK,
once you have
received the quote you are under no obligation whatsoever to go
through with the loan.
types of loans are available at 1Stop?
We broker both
secured and unsecured loans for absolutley any purpose, cars, holidays,
home improvements, consolidation...
How much can I borrow?
You can borrow
any amount from £3,000 to £500,000 (secured) and repay
it over any period from 3 to 25 years. Unsecured loans are available
from £1,000 to £25,000, repayable over 3 to 10 years.
long will it take to receive my loan?
Once we have
your application form we aim to give you a Decision In Principle
within 1 hour - subject to confirmation of your details. Your loan
can be completed within less than 14 days and if you borrow more
than £25,000 you could receive your cheque even quicker.
Can my payments be protected?
You can insure
your payments so that you won't have to worry if you lose your job
or you are off work through accident, sickness or unemployment.
For more details, see our ‘Payment
Can I repay my loan back early?
You can repay
the loan back at any time. The method of calculating the amount
of money required on early redemption will be stated in the loan
Can I have a fixed rate?
have access to the majority of lenders currently operating in the
UK. This means we will find the best deal for you, whether it’s
a fixed or a variable rate loan.
Can I cancel the loan at anytime?
There is no
obligation whatsoever. You are free to cancel your loan at any time
up to completion without cost or penalty to you.